Not a government agency. We point you to the official office and show where every fact came from.
Every program
Every program the finder knows, with what it pays for and where the facts came from.
Nationwide programs
- Medicare Advantage bathroom-safety benefitSome Medicare Advantage plans cover things like grab bars or a shower seat, but only for certain enrollees.
- VA home-safety grant (HISA)A VA grant for ramps, wider doors, roll-in showers and similar changes.
- VA grant to build or adapt a home (SAH)A large VA grant for veterans with certain serious service-connected disabilities to adapt or buy a…
- VA grant for smaller home adaptations (SHA)A VA grant for veterans with certain service-connected conditions, like loss of use of the hands or…
- VA grant for staying with family (TRA)Extra VA money to adapt a family member's home while you're temporarily living there.
- VA job-training program home grantA VA home-adaptation grant for veterans in VA's vocational rehabilitation program.
- VA Aid & Attendance (monthly extra for care)A monthly VA payment for wartime veterans who need help with daily activities and have limited income and…
- VA Housebound benefit (monthly extra)A monthly VA payment for wartime veterans who are mostly confined to the home, with limited income and assets.
- VA benefit for a veteran's surviving spouseA monthly VA payment for the surviving spouse of a wartime veteran, with higher rates if they need daily help.
- VA pay and support for family caregiversVA support, and for some families a monthly stipend, for the person caring for a seriously disabled veteran.
- VA in-home care and caregiver servicesVA programs that arrange or pay for care at home, including a budget veterans can use to hire family.
- USDA rural home repair loans and grantsUSDA money for very-low-income homeowners in rural areas to fix safety problems.
- USDA rural repair money through local nonprofitsUSDA funds that local nonprofits use to repair homes in rural areas.
- HUD home-modification program for older adultsA federal program that pays local groups to make low-cost safety changes in older people's homes.
- Free weatherization (insulation and efficiency fixes)A free federal program that insulates and seals the homes of lower-income households and fixes related…
- Help paying heating and cooling bills (LIHEAP)A federal program that helps lower-income households pay energy bills, and sometimes covers an emergency.
- Medicare home health careMedicare pays for nurses and therapists at home for a limited time when a doctor orders it.
- Your local Area Agency on Aging (free senior services)The county or regional office that arranges in-home help, meals, rides and sometimes small home repairs for…
- Support for family caregivers (through your local aging office)Free training, counseling, breaks and sometimes small payments for family members caring for an older person.
- HUD senior apartments with low rent (Section 202)Subsidized apartment buildings for low-income seniors where rent is about 30% of income.
- HUD apartments for people with disabilities (Section 811)Subsidized apartments for low-income adults with disabilities, with rent about 30% of income.
- Reverse mortgage (a loan against your home)A loan against your home's value that's repaid when you leave it.
- SSI (monthly check for very low income)A monthly Social Security payment for people 65 and up, or disabled, with very little income and few assets.
- $500 tax credit for supporting a parentA tax credit an adult child can claim for supporting a parent who isn't their dependent child.
- Earned Income Tax Credit (EITC)A federal tax credit for working households with low or moderate income.
- Social Security retirement benefitsMonthly retirement payments from Social Security, with a yearly cost-of-living increase.
- Tax deduction for medical home changesSome home changes made for medical reasons, like ramps or lifts, can count as a deduction on your taxes.
State programs
- State assistive-technology program (low-cost device loans)Your state's program that lends or sells low-cost mobility and daily-living devices, and sometimes offers…
- Medicaid care at home (instead of a nursing home)A Medicaid program that pays for care and home changes so a person can stay at home.
- Medicaid help moving out of a nursing homeA program that helps people leave a nursing home and pays for set-up costs such as home changes.
- PACE (all-in-one care for frail seniors)A program that covers medical care, therapy, meals and home services in one package, for people who would…
- California in-home care (IHSS)A California program that pays for in-home help, and lets you hire a family member as your caregiver.
- California home-care waiver (HCBA)A California Medicaid program that provides nursing and care coordination at home.
- California free weatherizationCalifornia's free insulation and energy-efficiency program for lower-income households.
- California local Area Agencies on AgingYour county's aging office, the front door for California senior services.
- Medi-Cal home accessibility changesSome Medi-Cal health plans pay for ramps, grab bars and other changes, with a lifetime limit.
- Florida Medicaid long-term care at homeFlorida's Medicaid program that pays for home care and home changes instead of a nursing home.
- Florida senior property-tax breakAn extra property-tax reduction for Florida homeowners 65 and older with limited income, if your county or…
- Florida local aging office (Elder Helpline) servicesYour local Florida aging office screens you for in-home help and a small monthly payment to family caregivers.
- My Safe Florida Home (storm-proofing grants)A state program that gives a free inspection and grants toward roof and storm-protection upgrades.
- Georgia in-home care waiver (CCSP / SOURCE)Georgia's Medicaid program for home care instead of a nursing home.
- Georgia senior property-tax breakProperty-tax exemptions for Georgia homeowners 62 and older, with more at higher ages.
- Georgia home repair and modification through your aging officeSmall home repairs and safety changes arranged through your regional Area Agency on Aging.
- Georgia local aging officesYour regional Georgia aging office, the front door for senior services.
- Georgia disabled-veteran property-tax breakA Georgia homestead tax exemption for veterans with a qualifying service-connected disability.
- Illinois in-home care (Community Care Program)An Illinois program that pays for in-home help so older adults can stay out of a nursing home.
- Illinois free weatherizationIllinois's free insulation and efficiency program for lower-income households.
- Illinois local aging officesYour county's Area Agency on Aging, reached through the state Senior HelpLine.
- Michigan home-care program (MI Choice)Michigan Medicaid pays for care at home instead of a nursing home.
- Michigan property-tax creditA credit on your state tax return for lower-income homeowners and renters.
- Michigan local aging officesYour Area Agency on Aging offers in-home help, home repair and chore services.
- North Carolina home-care program (CAP/DA)North Carolina Medicaid pays for care and home changes for disabled adults living at home.
- North Carolina county senior services fundingMoney your county gets to pay for in-home help, meals and more.
- North Carolina local aging officesYour regional Area Agency on Aging, the front door for senior services.
- North Carolina urgent home repair programState money for urgent repairs to homes of lower-income owners, often as a forgivable loan.
- New York Medicaid home care (managed long-term care)New York Medicaid plans that pay for home care instead of a nursing home.
- New York senior property-tax exemptionA property-tax reduction for lower-income New Yorkers 65 and older.
- New York local aging offices (NY Connects)Your county Office for the Aging, which arranges in-home help and referrals.
- New York emergency home repair (RESTORE)Money to fix urgent safety problems in homes of lower-income owners 60 and up.
- Ohio in-home care (PASSPORT / MyCare)Ohio Medicaid programs that pay for care at home instead of a nursing home.
- Ohio senior property-tax breakA homestead exemption that lowers property taxes for older, disabled or surviving-spouse Ohio homeowners.
- Ohio local aging officesYour regional Area Agency on Aging for home modification, chore and care services.
- Pennsylvania home-care programs (CHC / LIFE)Pennsylvania Medicaid programs that cover care at home, or all-in-one care through LIFE.
- Pennsylvania property-tax and rent rebateA yearly cash rebate for lower-income seniors and people with disabilities on property tax or rent.
- Pennsylvania local aging officesYour county Area Agency on Aging for in-home help and caregiver support.
- Pennsylvania 0% loans for home changes and devicesLow-cost loans from a nonprofit for devices and home modifications.
- Texas Medicaid home care (STAR+PLUS)Texas Medicaid plans that pay for home care and home changes instead of a nursing home.
- Texas senior property-tax break and tax freezeHomestead exemptions for Texans 65 and older, plus a cap on school taxes.
- Texas free weatherizationTexas's free insulation and efficiency program for lower-income households.
- Texas local aging officesYour local Area Agency on Aging for in-home help and caregiver support.
- Texas ramps and bathroom changes grant (Amy Young)Texas grants for ramps, grab bars and bathroom changes for lower-income people with disabilities.
- Texas disabled-veteran property-tax exemptionA Texas property-tax exemption for veterans with a service-connected disability rating.
Nonprofit programs
Programs many counties run
County programs
- Escambia County Homeowner Repair Program (SHIP/CDBG Rehabilitation, Emergency Repair, Barrier Removal)Escambia County, FL
- City of Pensacola Housing Repair, Emergency Repair, Home Accessibility Grant and Mobile Home Strategy (SHIP)Escambia County, FL
- Low-Income Owner-Occupied Home Rehabilitation Program (Emergency & Substantial Repair - HOME + SHIP)Santa Rosa County, FL
- Okaloosa County / City of Fort Walton Beach SHIP Owner Occupied RehabilitationOkaloosa County, FL
- Okaloosa County / City of Fort Walton Beach SHIP Manufactured Housing StrategyOkaloosa County, FL
- Older Adults Home Modification Program (City of Las Vegas)Clark County, NV
- Housing Rehabilitation Program (City of Las Vegas)Clark County, NV
- SHIFT - Safe Home Improvements Funding & Training (City of Las Vegas)Clark County, NV
- Critical Home Repair and HOME Program (Rebuilding Together Southern Nevada)Clark County, NV
- Fall Prevention Program and Safe at Home (Rebuilding Together Southern Nevada)Clark County, NV
- RAMP home modifications (Nevada Senior Services)Clark County, NV
- Home Maintenance and Minor Repair (Helping Hands of Vegas Valley)Clark County, NV
- A Brush with Kindness - home repair (Habitat for Humanity Las Vegas)Clark County, NV
- Weatherization Assistance Program - HELP of Southern NevadaClark County, NV
- Weatherization & Home Repair (Nevada Rural Housing Authority)Clark County, NV
- Homeowner Repair Pilot Program (City of Henderson)Clark County, NV
- Single-Family Owner-Occupied Rehabilitation (City of North Las Vegas)Clark County, NV