Program
New York emergency home repair (RESTORE)
Money to fix urgent safety problems in homes of lower-income owners 60 and up. It may be a loan secured by the home.
What it can pay for
- roof
- windows and doors
- heating and air
- plumbing
- septic and well
- electrical
- ramps
- handrails
- Official name
- RESTORE — Residential Emergency Services to Offer (Home) Repairs to the Elderly
- Where
- NY
- Status
- Program running
- Most it pays
- $20,000 per-project
- About the amount
- Up to $20,000 per property (construction + project delivery, cumulative) within a 3-year regulatory period; can be helped more than once until the $20,000 is hit.
- Housing rules
- Owner-occupied primary residence only (fee simple, mobile/manufactured home including leased land, condo/co-op with board approval, life estate with all remaindermen signing, or inherited property where the 60+ occupant pays all costs and every co-heir signs). Renters get nothing from RESTORE — Access to Home is the renter-friendly companion program.
- How long it takes
- Not published on any page opened.
- How to apply
- Find the RESTORE Local Program Administrator for your county on HCR's 'Active HCR Grant Programs' list and contact them directly — you do not apply to the state.
- Does not pay for
- Not for substantial renovations, landscaping, cosmetic/non-emergency work, new construction, garages/sheds/outbuildings, or an old roof that isn't an immediate threat.
- Official source
- hcr.ny.gov
- Last checked
- March 1, 2026