Program
VA grant to build or adapt a home (SAH)
A large VA grant for veterans with certain serious service-connected disabilities to adapt or buy a wheelchair-accessible home.
What it can pay for
- ramps
- roll-in shower
- wider doors
- grab bars
- kitchen changes
- buying an adapted home
- building an adapted home
- Official name
- VA Specially Adapted Housing (SAH) grant
- Where
- Nationwide
- Status
- Program running
- Most it pays
- $126,526 lifetime
- About the amount
- FY2026 aggregate lifetime maximum (Oct 1, 2025-Sept 30, 2026), usable in up to 6 grants; FY2027 amount effective Oct 1, 2026 was NOT yet published as of 9/28/2026 even though VA is required to publish by Sept 30. Actual grant per project = 50% of cost under one of 4 Plans, capped at the aggregate.
- Housing rules
- Needs an 'ownership interest' (fee simple, life estate, qualifying trust, long-term lease, land contract, co-op share, or tribal lease under a VA-tribe MOU). Family-owned homes don't qualify for SAH — see SHA instead.
- How long it takes
- No VA-published average; real-world reports run close to 2 years or longer.
- How to apply
- File VA Form 26-4555 online, by mail to Claims Intake Center, PO Box 4444, Janesville, WI 53547-4444, or at a regional office; an SAH agent from the Regional Loan Center then inspects the home and processes conditional and final approval (Form 26-4555c).
- Does not pay for
- No source confirms pools or hot tubs; general repairs, roof, and foundation work aren't covered.
- Official source
- federalregister.gov
- Last checked
- September 28, 2026