Program
PACE (all-in-one care for frail seniors)
A program that covers medical care, therapy, meals and home services in one package, for people who would otherwise be in a nursing home.
What it can pay for
- adult day care
- a home care aide
- personal care
- medical equipment
- rides
- Official name
- Program of All-Inclusive Care for the Elderly (PACE)
- Where
- Nationwide
- Status
- Program running
- About the amount
- No dollar cap on services. Free (no premium, copay, or deductible for approved care) if on Medicaid. Medicare-only (no Medicaid): monthly premium equals the state Medicaid PACE capitation rate plus a Part D premium — no verified dollar figure to quote. (42 CFR 460.186 — premium for Medicare-only enrollees equals that PACE program's Medicaid capitation rate; there is no single national dollar figure.)
- Housing rules
- Any living situation is fine as long as you can live there safely with PACE's help; must reside in the PACE organization's service area.
- How long it takes
- No published average; enrollment takes effect the 1st of the month after signing the enrollment agreement. Service requests inside PACE are decided within 3 days (+5 if extended).
- How to apply
- Find a program via the National PACE Association's PACE Finder or a Medicare plan search; apply directly to the PACE organization, which does intake, a home visit, and arranges the state's level-of-care assessment (plus a Medicaid application if you want Medicaid to pay).
- Does not pay for
- Cosmetic surgery, experimental procedures, and most care outside the U.S. are excluded.
- Official source
- ecfr.gov
- Last checked
- September 29, 2026