County guide
Home repair and safety help in Okaloosa County, Florida
What is open, what is closed and what is due for older homeowners in Okaloosa County. Each fact links its official source and shows the date it was checked.
Where the county programs stand
| Program | Status | Most it pays | Phone |
|---|---|---|---|
| SHIP home rehab | Taking applications | $100,000 | 850-651-7167 |
Dates coming up
- November 25, 2026: Emergency Bridge Loan deadline
- December 26, 2026: FEMA household aid application deadline
- December 28, 2026: SBA physical loan application due
- December 28, 2026: Physical damage applications Dec 28
- December 28, 2026: SBA physical loan filing deadline
- December 28, 2026: Disaster unemployment claim filing deadline
- February 8, 2027: IRS Isaias filing and payment relief
Checked facts for Okaloosa County
- Florida Isaias FEMA deadline remains December 26
- Panhandle weatherization runs through CAPC phone line
- USDA lists Crestview office for five Panhandle counties
- Eight Florida counties have Isaias Individual Assistance
- SBA opens Isaias disaster loans for Florida homes
- SBA Isaias homeowner disaster loans start at 3 percent
- SBA Isaias loans allow up to 20 percent mitigation
- Isaias disaster unemployment claims due December 28
- Hurricane Isaias: FEMA help for households is open in 8 Panhandle counties
- IRS moves Isaias Florida tax deadlines to Feb 8
- Isaias small business bridge loans close November 25
- Okaloosa SHIP (state housing repair) owner rehab listed up to $100,000
- Okaloosa SHIP (state housing repair) rehab income limits as of May 2026
County programs
- Okaloosa County / City of Fort Walton Beach SHIP Owner Occupied Rehabilitation
- Okaloosa County / City of Fort Walton Beach SHIP Manufactured Housing Strategy
State and nationwide programs also cover Okaloosa County. See every program, or answer six questions and get a plan.