Money on the table
Okaloosa SHIP (state housing repair) owner rehab listed up to $100,000
Okaloosa County's SHIP (state housing repair) Owner-Occupied Rehabilitation summary lists a maximum award up to $100,000 for code, health, safety, and accessibility improvements for persons with disabilities. Assistance is a zero percent interest deferred payment loan with a seven year residency requirement. As of May 1, 2026, the one-person income limit shown is $89,640.
- Who it covers
- Okaloosa County
- Official source
- Okaloosa County Housing Department
- Checked on
- November 12, 2026. We opened the official page and confirmed the wording and every number.
Maximum award, up to $100,000
What to do
- Call the office on the official page and ask if you qualify.
- Ask what papers to bring. Most offices want ID, proof of income and proof you own the home.
- Applying is free. Nobody official charges a fee to apply.
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