Money on the table
SBA Isaias loans allow up to 20 percent mitigation
SBA November 4, 2026 Hurricane Isaias release says applicants may be eligible for a loan increase of up to 20% of their physical damage, as verified by SBA, for mitigation purposes. Examples listed include strengthening for high wind, wind-rated garage doors, and a safe room or storm shelter. Homeowner and renter interest rates are listed as low as 3%.
Date to know: December 28, 2026 (SBA physical loan filing deadline)
- Who it covers
- Bay, Escambia, Gulf, Holmes, Okaloosa, Santa Rosa, Walton and Washington counties
- Official source
- U.S. Small Business Administration
- Checked on
- November 12, 2026. We opened the official page and confirmed the wording and every number.
a loan increase of up to 20% of their physical damage, as verified by SBA
What to do
- Call the office on the official page and ask if you qualify.
- Ask what papers to bring. Most offices want ID, proof of income and proof you own the home.
- Applying is free. Nobody official charges a fee to apply.
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