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The Daily Check

Program

Habitat for Humanity home repair

Some local Habitat chapters repair and adapt homes for lower-income older owners.

What it can pay for

Official name
Habitat for Humanity Home Repair / Aging in Place (local affiliate-run)
Where
Nationwide
Status
Program running
About the amount
No national cap; scoped to the affiliate's budget. Do not state a national dollar figure (Scout's original $5,000-$15,000+ figure is unverifiable).
Housing rules
Must be an owner-occupied, detached house you live in; every person on the deed must sign. Townhomes, condos, and mobile homes 'may not qualify' per Memphis. Heirs' property (house still titled to a deceased parent) blocks applications until the title is cleared.
How long it takes
Months, and it depends on the waitlist — only Tacoma publishes a step time (1-2 weeks to respond to inquiries).
How to apply
Use the ZIP/state finder to identify your local affiliate, then apply directly through that affiliate's own site or phone line (some only take applications on set call-in days).
Does not pay for
Varies by affiliate. Tacoma excludes major electrical and plumbing, sewer/septic, pest/mold, exterior painting, and major reconstruction (HVAC and water heaters are emergency-only). Memphis excludes purely cosmetic work. First Coast (Jacksonville) doesn't do roof repairs, bathroom remodels, or window replacement at all.
Official source
habitat.org
Last checked
September 28, 2026