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The Daily Check

Program

My Safe Florida Home (storm-proofing grants)

A state program that gives a free inspection and grants toward roof and storm-protection upgrades.

What it can pay for

Official name
My Safe Florida Home Program (MSFH) — free wind-mitigation inspection + hurricane mitigation grant
Where
Florida
Status
Program running
Most it pays
$10,000 per-project
About the amount
Up to $10,000 in state matching-grant money ($2 state : $1 owner) for moderate-income owners; LOW-INCOME owners (≤80% AMI) get up to $10,000 with NO match required and no paid-in-full invoice needed.
Housing rules
Site-built single-family home (or townhouse ≤3 stories) on its own parcel, owner-occupied with homestead exemption. Mobile/manufactured homes, condos, co-ops, duplexes/triplexes, second homes, and rentals are NOT eligible even for the free inspection.
How long it takes
Not officially published; grant paid via mailed check only after work is complete, permitted, and final-inspected.
How to apply
Create an account at MySafeFLHome.com, apply for the free program-assigned wind-mitigation inspection, get a licensed contractor's bid on recommended items, apply for the grant, wait for WRITTEN approval before any work, then request the one final inspection and submit the Draw Request.
Does not pay for
Only the four hurricane-hardening improvement types are eligible, and only if the program's own inspection recommended them. No accessibility mods, no HVAC/plumbing, no post-storm damage repair (it's prevention only, not disaster repair).
Official source
flsenate.gov
Last checked
September 28, 2026