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Program

HUD senior apartments with low rent (Section 202)

Subsidized apartment buildings for low-income seniors where rent is about 30% of income.

What it can pay for

Official name: HUD Section 202 Supportive Housing for the Elderly
Where: Nationwide
Status: Program running
About the amount: Tenant pays about 30% of adjusted income; HUD covers the difference to the owner. No cash to the tenant. FY2026 funding $1.031B nationally; average resident household income $14,272 (2021, secondary source).
Housing rules: You must move into the 202 building; not portable. Homeowners can apply, but sale proceeds become a countable asset. A live-in aide is allowed: the owner must approve one as a reasonable accommodation once a doctor/provider verifies the need, and the aide's income isn't counted as household income (HUD Handbook 4350.3 ch.3; 24 CFR 5.403).
How long it takes: No national figure; apply to 5-10 buildings and keep contact info current.
How to apply: Find buildings via the HUD Resource Locator; call or visit each building's management office directly (HUD does not manage leasing or take applications).
Does not pay for: Never pays your current mortgage, rent, or repairs on your own house — you must move into a 202 building.
Official source: hud.gov
Last checked: September 28, 2026