Money on the table
Escambia SHIP (state housing repair) owner rehab max is $75,000
The same Escambia SHIP (state housing repair) plan sets Owner Occupied Rehabilitation at a maximum award of $75,000 per household for very low and low income owners. Eligible work includes roofing, electrical, plumbing, sanitary disposal, life and safety items, structural code repairs, energy efficiency, and accessibility needs. Terms are zero percent deferred assistance with a ten-year forgiveness schedule when structured as a loan.
- Who it covers
- Escambia County
- Official source
- Florida Housing Finance Corporation / Escambia County LHAP
- Checked on
- November 12, 2026. We opened the official page and confirmed the wording and every number.
energy efficiency, accessibility needs, and other related repairs
What to do
- Call the office on the official page and ask if you qualify.
- Ask what papers to bring. Most offices want ID, proof of income and proof you own the home.
- Applying is free. Nobody official charges a fee to apply.
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